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A Guide for Choosing Salon Insurance

by | Feb 17, 2021 | Insurance | 0 comments

Affordable Salon Insurance with Simply



Get affordable salon insurance from UK salon insurance providers!


To be able to have a successful salon with a good reputation, the owner must keep a high standard quality work. And if a claim or the salon gets damaged, customers might stay away and be detrimental to the business. It is a financial struggle to replace damages or pay the claims. Which is why salon insurance is important.



Do you need salon insurance?


If you are a salon owner, mobile trader or a barber, beautician, hairdresser, makeup artist, masseurs, tattoo artist, tanning salon owner and many more, getting salon insurance is required.



What does it  cover?


A salon insurance can cover legal expenses if a claim arises due to damage to property or injury to  a customer or public. It can also cover all standard risks such as fire, theft, storm and flood. With this insurance, you can also insure all of your tools and equipment on your salon insurance policy. This will give you a complete peace of mind!


For more information a typical policy may cover the following areas:

  1. Public liability insurance: If anyone were to get injured or a property got damaged whilst at the insured business, it/they may be covered. The insurance cover can go up around £5 million but this could be increased or decreased depending on requirements.
  2. Employer’s liability insurance: For those salon businesses that have employees or contractors working for them then they could be covered for this purpose. This means that if anyone becomes unwell or injured as a result of their service and commitment  with the business they could be protected up to around £10 million.
  3. Contents cover: This protects assets like salon equipment, products or personal belongings that might be stolen or damaged or destroyed in a fire or other incident.


Note: It is possible to add extra elements of insurance cover. If the premises are owned by the salon owner you can add a policy for building cover and business interruption. A salon insurance is very flexible and can suit an individual salon business needs.



Do I have to contact separate companies to make a salon insurance comparison?


Say no more to filling out hundreds of forms and contacting different companies. With Simply, it will just take one simple online form about your business. No hassle in finding cheap salon insurance. After completing the one form, our panel of salon insurance providers will contact you directly to discuss a tailor-made insurance for your business.



Finding the right salon insurance


Looking online for the right salon insurance policy and getting a range of quotes from several insurance providers is convenient and more affordable. Shopping to compare salon insurance is a must in order to identify the most appropriate insurance quicker. Finding salon insurance this way could leave salon owners to get on with the running of their salon.


Salon Insurance with Simply is regulated by the Financial Conduct Authority so you know that we only work with FCA authorised insurance providers and your details are only used for the purposes of getting your salon insurance quotes.



Why is salon insurance important?


When something happens wrong in your salon, salon insurance is helpful and useful. Accidents may not happen every day but they could happen in this kind of environment which is why UK salon insurance could be important. A salon insurance gives the salon owners a peace of mind and not only the owner gets reassurance even the staff and customers too. This kind of insurance is not necessarily expensive and worth exploring.


The insurance policy can be tailored to a business and could protect the most important things like salon equipment. The insurance can cover hairdressers, beauticians, massage therapists, nail technicians, make-up artists and others that offer a range of services. It also covers treatments like eyelash extensions, eyebrow tattoo, manicures, pedicures, ear piercing and massages.



Business insurance for salons


Even a small family owned salon needs to operate with insurance. You can never predict when something goes wrong that can affect your business. That is why you need to take steps to protect your business by taking salon insurance. 


If not, your years of hard work can go tumbling down. Your reputation can be tarnished if someone sues you and you can also have to pay hundreds and thousands of pounds in order to compensate the customer.  


Without a salon insurance policy, people may struggle which can prevent the growth of the business. Salon insurance can save a great hassle and money for salon business owners. It is invaluable especially when someone makes a claim or an accident happens.